We offer a wide variety of health insurance options for individuals and families in and around Edinburg, Texas — and we'll help you choose the one that's best for you.
Medicare Advantage (Part C) is a Medicare-approved plan from a private insurance company that replaces Original Medicare (Part A and Part B) as the way you get your benefits. Most plans include Part D drug coverage and extra benefits, and every plan has a yearly limit on what you pay out of pocket for covered medical services.
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Medicare Part D is prescription drug coverage offered by private insurance companies approved by Medicare. You can get it as a stand-alone drug plan alongside Original Medicare, or as part of a Medicare Advantage plan. In 2027, no plan's deductible can be higher than $700, and once your out-of-pocket costs for covered drugs reach $2,400 you pay nothing more for covered drugs for the rest of the year.
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Medigap, also called Medicare Supplement Insurance, is a policy sold by private insurance companies that helps pay some of the health care costs Original Medicare (Part A and Part B) doesn't cover, such as copays, coinsurance and deductibles. You must have Part A and Part B, you pay a monthly premium, and each policy covers one person.
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Affordable Care Act (ACA) plans — sometimes called Obamacare — are health insurance plans sold through the Health Insurance Marketplace at HealthCare.gov. In Texas, open enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027. Every Marketplace plan covers essential health benefits such as preventive care, emergency services and prescription drugs, and many households qualify for a premium tax credit that lowers the monthly cost.
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